Nowadays almost – if not everyone operates with a credit card since it makes financial transactions easier. Also, you don’t have to carry stacks of money around, all you need is your credit card to do the magic.
There are many credit card brands out for grab but not all offer cashback rewards. However, if you are looking for a way to get some money back to your account even as you spend, then this article is for you.
To get pure cash rewards on your card transactions, the cashback reward card is your ‘paapii ‘, permit me to use that word. These cards reward you for spending more. But remember you have to go for the best to enjoy the best reward. Depending on your financial status you can always opt for the best cashback credit card that will suit your expenses. Below we have carefully reviewed the best credit cards with cashback rewards in 2019.
Here are credit card review and login guide
Best Credit Card with Cashback Reward in 2019
1 Capital One Savor reward card
With your Capital One Savor reward card you get up to 4% cash back on dining and entertainment. Also you get 2% when you buy groceries with your card plus 1% cash back on other products.
This Card is good for people who make big expenses and it offers the best cash back reward. However, there are some cons associated with the card. The Card comes with no annual fee for the first year but subsequently you will be charged $95 annually.
2 Wells Fargo Propel American Express Card
Wells Fargo is your go-to reward card when you are looking for a great reward for your expenses. It comes with no annual fee and you can earn up to 30,000 bonus points for spending $3000 in the first three months.
Other benefits include; 3x points on dining and order in, 3x points on traveling including flights and hotel, 3x points on gas stations and transit, 1x point on other purchases.
Good card with a good reward. However, it is powered by American express which is not widely accepted as Visa or Mastercard.
3 American Express Blue Cash Preferred Card
The American Express Blue Cash Preferred Card is one of the leading cashback reward card in the United States. With it you can get up to 6% cash-back on select U.S streaming services, plus 6% cash-back on U.S supermarkets if you spend up to $6000 annually.
Although it comes with an annual fee of $95. Cardholders can easily make up for the fee if they’re able to spend at least $31 per week at U.S. supermarkets. Also, you will get 3% cashback at U.S. gas stations including transit, parking, tolls, trains, and buses. Plus 1% cash-back on other purchases.
One thing that is worthy to note is that the Blue Cash Preferred Card is authorized by American Express, therefore it is not as widely accepted as Visa or Mastercard.
4 Chase Ink Business Cashback Credit Card
Rated 4star by cardholders. The Chase Ink Business Credit Card comes with no annual fee and just like the name implies, it is a recommended card for businesses that spend reasonable sum of money on office supplies and telecommunication services.
Benefits include; $500 cashback on purchase worth up to $3000 in the first 3 months, 5% cash-back on purchase worth up to $25,000 on office supplies, internet or cable and phone services. Also, you will get 2% cash back on purchases at the restaurant and gas stations.
Meanwhile, the card has no annual fee but it offers low rewards on purchases outside the bonus categories and it requires good and excellent credit record to be a cardholder. Apart from that it is a good cashback reward credit card.
5 Chase Freedom Unlimited cashback credit card
For the first year you get this card you will earn 3% cashback on all purchases if your expenses sum up to $20,000. Subsequently, you will get 1.5% cashback on all purchases annually. There is no card annual fee and cash-back rewards do not expire as long as your card is in use.
However, you will be charged a transaction fee on foreign purchases. You will also be charged a 3% transfer fee on all transfer made. Minus these little cons, the card is a good one when you are looking forward to a great cashback reward off your credit card.
Cashback Credit Cards are good ways to get rewards back from your expenses. It rewards you with money even as you spend. Though it rewards your more when you spend more which can be tempting. The card can be a great disadvantage if you apply for card to purchase what you can’t afford. That is why we have designed this review to help you make the right choice when you want to apply for a credit card with cashback reward.
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